Working towards a secure tomorrow…

Our Mission & Vision

Vision: To be the leading Takaful company in UAE contributing effectively to the development and growth of UAE economy through the provision of all types of Sharia compliant insurance products and services.

Values: At Orient UNB Takaful PJSC, we are committed to deliver value-added services built on sustainable lasting relationships within the Sharia compliant frame work. This belief and the determination of our professionally dedicated team is our drive to live up to our core values which are Respect, Integrity, Collaboration and Excellence. Orient UNB Takaful PJSC (OUTFL) core strengths is embedded in its strong financial base, highly qualified and experienced team, profound knowledge of the local insurance market supported by a strong panel of top ranking Reinsurers. Orient UNB Takaful Co. PJSC has a comprehensive and innovative range of Takaful Shari’a compliant products and services which include; Motor Takaful, Fire Takaful, Marine Cargo Takaful, Marine Hull Takaful, General Accident Takaful, Engineering Takaful, Workmen’s Compensation Takaful, Family and Health Takaful etc.

With us, Customers Always Come First!

About the Company

Orient UNB Takaful PJSC (OUTFL) is a Public Joint Stock Company established by Al Futtaim Group /Orient Insurance PJSC and Union National Bank together offering core Islamic Insurance. The Company operates under commercial Licence No.774683 as required under Federal Law No.6 of 2007, Certificate No.92 from Insurance Authority (IA) of UAE commencing 16/07/2017, and is also listed in the Dubai Financial Market (DFM) with a paid up capital of UAE Dirhams 200 Million.


Orient UNB Takaful PJSC has a comprehensive and innovative range of Shari ’a compliant general and health Takaful products & services including; Motor Comprehensive and Third Party Takaful, Property All Risks Takaful, Marine Hull and Cargo Takaful, General Accident Takaful, Erection and Construction All Risks Takaful, Workmen’s Compensation Takaful, Family and Health Takaful etc.

Property Logo


  • Fire & Allied Perils
  • Property All Risk
  • Hotel Comprehensive
  • Business Interruption
  • Terrorism & political violence
  • Householder's Comprehensive
General Accident Logo

General Accident

  • Workmen's Compensation
  • Employer's Liability
  • Public & Product Liability
  • Plate Glass
  • Money
  • Fidelity Guarantee
  • Group Personal Accident
  • Guaranteed Auto Protection
Motor Logo


  • Motor comprehensive
  • Motor Third Party
  • Motor Fleet
Engineering Logo


  • Contactors' All Risk
  • Erection All Risk
  • Contractors Plant & Machinery
  • Machinery Breakdown
  • Deterioration of stock
Marine Logo


  • Marine Hull
  • Marine Cargo
  • Marine Liabilities
  • Pleasure Crafts
Specialty Logo


  • Professional Indemnity
  • Medical Mal Practice
  • Jewelers Block (Gold Plus)
  • Event Cancellation
  • Bankers Blanket Bond
  • Electronic & Computer Crime
  • Directors & Officers Liability
  • Kidnap and Ransom
  • Live Stock
  • Crime Policies
Health Logo


  • Health
  • Individual cover
  • SME's cover
  • Large corporate

Some of our trusted partners

  • AA – Stable / S&P A+ Stable / A.M. Best
  • A-(Excellent) / A.M. Best
  • A-(Excellent) / A.M. Best
  • A+ (Superior) A.M. Best AA- (Very strong) S&P
  • A (Excellent) / A.M. Best A- / S&P
  • A+ / S&P A (Excellent) / A.M. Best
  • A-(Excellent) / A.M. Best
  • A- (Strong) S&P A+ (Superior) A.M. Best
  • A- A.M. Best / S&P
  • A+ / S&P A / A.M. Best
  • AA / S&P A+ Superior / A.M. Best